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Important Notice! As of September 2014, you will no longer be able to access your rewards page directly through this site. Please bookmark and go to to log in using Online Banking. Not enrolled? Go to to enroll online.
EARN MORE CASH BACK – Earn cash back at hundreds 
of your favorite retailers when you shop at the eMall. Petsmart, Indigo or Discovery Store.
Sign In to your account

The Smart Choice

cash back on eligible gas and grocery purchases for the first 6 months


cash back on eligible gas and grocery purchases thereafter


cash back on all other eligible purchases

See For YourSelf
Cash Back Table Header
Gas $100 $42B
Groceries $300 $126B
InsuranceC $150 $18
Utility Bills $450 $54
Dining Out $200 $24
Other $50 $6

TOTAL $1,250 $270

A These examples are for illustrative purposes only. Please see terms & conditions for details.

B Assumes 5% cash back during the first six months, 2% cash back thereafter.

C Does not include optional CreditWise insurance.

Cash Back Calculator
*These examples are for illustrative purposes only. Please see terms & conditions for details.

**Assumes 5% cash back for the first 6 months.
The Smart Choice
  • Use your MBNA SmartCash World® credit card and get up to 5% cash back on eligible gas and grocery purchases for the first 6 months.

  • Enjoy unique SmartCash World®
    MasterCard® benefits like Price Protection and Concierge Services.

  • Once your cash back totals at least $50 at the end of a monthly billing period, we’ll send you a cheque in the mail – automatically. There are no forms to fill out, no phone calls to make and no hassles.

Learn More

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Protect yourself with Canada's premier identity theft prevention service.


Credit Alert® Plus is a suite of tools that helps you proactively monitor, manage and protect your valuable credit and identity information.

  • Credit Report: You will receive an easy-to-read copy of your Equifax credit report with your credit score so you can make sure that your information is accurate with no unexpected activity.
  • Daily Monitoring and Surveillance: You will be alerted the next business day when there are certain changes to your account. Credit report inquiries, address changes and new accounts opened, are key indicators of identity fraud, and are monitored from both major Canadian credit reporting agencies - Equifax and Trans Union. Mail or E-Mail alerts allow you to respond quickly when identity fraud is suspected.
  • Quarterly credit update report: Every 3 months you will receive a new score, information on any new accounts opened, certain inquiries made, address changes and identification information changes.
  • Credit education specialists: Our specialists are available to help you understand your credit report, walk you through some of the more complex credit or fraud issues, and help you understand how information is obtained and retained by the credit reporting agencies.
  • Victim Assistance and Restoration: Access to trained specialists at the Credit Fraud Resource Centre who will walk you through the steps of restoring your credit if you should become a victim of identity theft.
  • Security software: Help protect your computer and internet identity from hackers thanks to anti-virus and anti-key logging software.
  • 24/7 online access: Access your credit information anytime on our website or through our mobile app.


First 30 day trial period at no cost, then $19.99 plus applicable taxes per month.

Or call 1-800-548-2610
9 a.m. to 9 p.m., Monday to Friday (Eastern Time)
10 a.m. to 6 p.m., Saturday (Eastern Time)

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